Simple Steps to Avoid Excessive Frivolous Spending at Christmas

I am guilty for buying crap I don’t need. I know this, I work on this. I am a sucker for a sale but this year I have been very restrained and cut down on those impulse purchases and needless junk from the sales just because it’s a “bargain”. I’ve stuck to only buying things I need!

This year, the company I work for decided to stop the corporate spending on cards to clients that rarely get looked at and instead donated the same value to a local Food Bank. With well over 150 items provided, we swapped spending for helping.

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